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Small Biz Health Insurance (3)

Medical, dental, and vision coverage at affordable rates for Chamber member employers with 2 to 50 employees.

A new health plan solution designed for small businesses.

Learn More: Program Brochure

Unlock special health plan benefits through your Rowan Chamber membership.

Join the Chamber Today

Enrollment is open!
Get Your Quote Today.

Enroll with a Chamber Member BCBS Broker

Big Benefits for Small Businesses.

What is Carolina HealthWorks?

  • A Multiple Employer Welfare Arrangement (MEWA) designed specifically for small businesses in North Carolina with 2–50 employees.
  • Employers are now able to band together for better health plan options.
  • Benefits include:
    • Affordability and flexibility: more than 30 plan options, including medical, dental, and vision.
    • Risk-based pricing: rewards groups with better-than-average health outcomes.
    • Predictable costs and simple administration: peace of mind for business owners.
  • Eligibility: Carolina HealthWorks plans will be available to employers who
    • Have 2 to 50 eligible employees*
    • Are headquartered in North Carolina
    • Are members of the Rowan Chamber (NC Chamber or a participating local chamber)
  • Access: Offered through Blue Cross NC appointed agents, or direct enrollment for those without agents

*In accordance with law, companies with two employees are eligible only if the second employee is a non-spouse employee.

Contact A Local BCBS Broker for a Quote

If you are currently working with a Blue Cross Blue Shield broker, please get in touch with them to obtain a quote for Carolina HealthWorks plans.

If you do not have a broker, The Chamber recommends these members for your consideration:

* Please note that any of these brokers can provide quotes for the various Carolina HealthWorks plans, and those quotes will not differ between brokers. Rates are determined solely by Blue Cross Blue Shield.

Disclaimer: Benefits are provided by the NC Chamber Benefit Trust, with excess coverage from a licensed insurer. The Trust isn’t backed by a guaranty association but is regulated by the NC Department of Insurance.

The NC Chamber is the sponsor and plan administrator of Carolina HealthWorks, which is a self-insured non-plan Multiple Employer Welfare Arrangement. Third-party administrative services are provided by Blue Cross and Blue Shield of North Carolina. The NC Chamber and Carolina HealthWorks are separate entities and do not provide Blue Cross or Blue Shield products or services.