Business Resource Center 

Please go to Tools and "always allow pop-ups from this site"

The Rowan County Chamber of Commerce is a separate organization from the Rowan Works-Salisbury-Rowan Economic Development Commission-www.rowanworks.com and Rowan County Convention and Visitors Bureau www.visitsalisburync.com but are all housed in the Gateway Building at 204 E. Innes St.  The purpose of this webpage is to assist business people with local, state and federal resources.  

Click here to find out how to start-up a business or grow your small business in Rowan County

A significant component of the Rowan County Chamber of Commerce business development efforts is this online and physical resource center for start up businesses and expansion of businesses. Many links on this site will provide some information FREE but there might be a charge for additional information.  The actual physical resource center is located at the Chamber's facility "The Gateway" at 204 East Innes St. within the Chamber office and is available first come, first served, with computer, printer, business periodicals, basic business forms and resource guides. You will even find business plan software including samples. An appointment to use the center is not necessary. Free confidential Business Counseling is also available - please call the Chamber for an appointment- 704-633-4221. 

Licensing/Permits

Register of Deeds

Please also call your municipality to see if local licenses or permits are needed

City of Salisbury
www.ci.salisbury.nc.us

City of Kannapolis
www.cityofkannapolis.com

Rowan County Office Building/Register of Deeds
www.co.rowan.nc.us

Cabarrus County Office Building/Register of Deeds
www.co.cabarrus.nc.us

NC Department of Revenue (Business and Privilege License)
www.dornc.com

NC Secretary of State/ Register of Deeds
www.sosnc.com

NC Business Link North Carolina ServiCenter

www.nccommerce.com

  • Customized licensing information

  • Referrals to State Agencies and State Occupational Licensing Boards, Local Governments & Federal Agencies

Call BLNC toll-free at 1-800-228-8443 or (919) 807-4280 Monday-Friday 8:00am - 5:00pm. A Business Counselor will discuss your needs and help you find the appropriate resources to accomplish your goals.

NC Department of Environment & Natural Resources
www.ncdenr.gov

Insurance

North Carolina Department of Insurance Commission

www.ncdoi.com/
North Carolina consumers can find helpful information about various types of insurance coverage, file complaints on-line and obtain copies of Department of Insurance publications.

Industrial Commission

www.ic.nc.gov

Tax Information

Rowan County Tax Office
www.co.rowan.nc.us

Cabarrus County Tax Office
www.co.cabarrus.nc.us

Internal Revenue Service
www.irs.gov/businesses/index.html

The Department’s online business registration allows you to electronically register for an account ID number.

NC Department of Revenue
www.dor.state.nc.us/business/

NC Employment Security Commission
www.ncesc.com

Funding Resources

Small Business Administration (SBA)
www.sba.gov/nc

NC Department of Commerce
www.nccommerce.com/finance

Small Business & Technology Development Center 

www.sbtdc.org

Provides management counseling and educational services to small and mid-sized businesses. Most of their services are free of charge and all are confidential.

Downtown Salisbury, Inc.

www.downtownsalisburync.com 

NEED SOME BUSINESS ASSISTANCE from Local Resources?

1) Rowan-Cabarrus Community College Small Business Center (RCCC)- www.rccc.edu, 1333 Jake Alexander Blvd, Salisbury, (704) 637-0760 Have an idea for starting a small business and just don’t know how to get started?  Are you in the process of writing a business plan and need someone to review your progress?  Confused as to the proper entity you should be or just want to kick some ideas around and get feedback? The Small Business Center at Rowan-Cabarrus Community College is part of the Community College System's Statewide Small Business Center Network. Business counseling is available by appointment to assist with business plan preparation and for advice on accounting and record-keeping, sales and marketing, business start-up, business regulations, and more. On the second Tuesday of each month a representative of Rowan-Cabarrus Community College offers a free one hour business counseling session at the Chamber.  The times available run from 9:30-12:30 p.m.  Appointments can be made through the Chamber of Commerce (704-633-4221) or through the Small Business Center at RCCC by calling 704-216-7213 (for appointments in Concord).  The Center provides assistance to potential and existing small business owners in both Rowan and Cabarrus counties as follows: 

  • Access to one of the area's most comprehensive library collections of technical and business-related references.

  • Workshops and seminars on how to plan and operate a small business effectively.  

  • Access to expert faculty and credit courses in entrepreneurship and business administration. 

  • Internet access and courses in computer applications. 

  • Small Business Administration documents.

2) University of North Carolina at Charlotte Small Business and Technology Development Center (SBTDC) provides in-depth management counseling and education services designed to help business owners make better decisions in achieving their business goals. Download the Starting a Small Business in NC guide. Counselors are experienced and knowledgeable advisors that work with businesses, providing information, guidance and feedback to entrepreneurs.  Counseling includes assistance in financial planning, human resources, operations, business and strategic planning, feasibility assessment, advertising and marketing.  Basic counseling services are provided at no charge, as they are funded in part with federal and state tax dollars.  Their Procurement Technical Assistance Center can also help you with a free counseling session on doing business with state & federal government and potential funding by Angel Investors.  Counselors are available to meet with clients at the Charlotte Regional Center or at your business.  Meetings are scheduled by appointment by calling 704-548-1090 or 919-807-4533, 704-548-1090 x 3346.  

3) Catawba College- www.catawba.edu , 2300 W. Innes Street, Salisbury, 704-637-4111-Catawba College’s Corriher Linn Black Library has one of the areas largest collections of business related resources. The Catawba College library is the only local repository for federal documents in the area and the library catalog can be searched online by clicking here www.libweb.catawba.edu/. The Ketner School of Business offers free business counseling services to students and residents alike.  

4) Livingstone College-www.livingstone.edu ,701 W. Monroe Street, Salisbury, 704-216-6000, The library at Livingstone College has business related periodicals and business reference materials.  

5)  Rowan Public Library (RPL) is a three branch library system with branches in Salisbury, Rockwell and Landis.  One of the area's largest collections of business related reference and circulating materials are located at library headquarters in Salisbury.  Headquarters is located 201 W. Fisher St., Salisbury -704-216-8228 and the two other locations are S. Branch at 920 Kimball Rd., China Grove- 704-216-7727 and 110 Broad St., Rockwell, 704-216-7838. Business related materials at RPL include reference materials and books for check-out, electronic databases, business journals, audio books, and videos.  These materials cover a broad range of business related subject areas including business directories, management, corporation records, financial reports, stock information, accounting, business correspondence, statistics, buyer’s guides, marketing, tax and legal information, planning and proposal writing, small business startup, and much, much more. The library also provides access to Pro-Net (SBA’s Procurement Marketing and Access Network), NCLIVE, and offers Internet and E-mail classes on a regular basis.  They also offer workstations on a reservation or first come-first serve basis with productivity applications. 

Regional Resources Funding your Business' Needs

 

The North Carolina Department of Commerce is the state’s main agency for economic development. 

Recruitment is supported by the Small Business and Technology Development Center (SBTDC), which provides counseling and technical assistance to businesses.  Their business ServiCenter is a statewide centralized clearinghouse for NC entrepreneurs and business owners to information on services, programs, resources, technical assistance, state business license and regulatory information and potential sources of capital.  The ServiCenter staff provides individualized one-on-one consultations to answer questions, resolve issues, identify and make referrals to appropriate local, regional and statewide service providers.   They assist potential business owners navigate through the start-up process and provide all forms, applications and guidelines for state requirements to do business in NC.  They work with existing businesses to provide information and referrals to relevant programs and service providers to help them through challenging problems & issues as well as growth and expansion. Call us for a FREE telephone consultation or for more information:  www.nccommerce.comBusinessServices/StartYourBusiness, 919-715-2850.

   

The North Carolina Department of Revenue  provides information for both the general public and tax practitioners on individual, corporate, property and sale/use taxes.  Tax Forms and Publications  can be browsed and downloaded.  

 

North Carolina Department of Insurance provides information on employer and patient obligations and rights.

 

NC Investment Tax Credit Program, NC Dept. Secretary of State Securities Division
919-733-3924, (Provides a credit against state taxes for investments in qualified business ventures, grantee businesses and NC Enterprise Corporations.)
 

NC State Demographics/State Data Center Geographic Information Analysis- 919-733-4131

 

North Carolina Institute of Minority Economic Development, Durham, 919-956-8889

 

Business Link North Carolina! www.blnc.gov.BLNC, or "blink," is your starting point to access an extensive network of experts who can help your business succeed, whether your company is on the Fortune 500 list - or in its start-up phase. Most services, provided by statewide, state-supported agencies, are available free of charge; others such as workshops and courses may require a small fee. To access services in North Carolina, you can: Call BLNC toll-free, 1-800-228-8443, Monday-Friday, 8 a.m. to 5 p.m.  to talk with one of the business consultants.

 

UNCC Charlotte Ben Craig Center Venture Development, Charlotte, 704-548-9113. The Ben Craig Center is a non-profit corporation affiliated with UNCC providing incubation facilities, training programs and advisory services for the region’s small businesses. The Center is located on Mallard Creek Road. This activity will eventually be relocated to the Charlotte Research Institute.

 

Business Innovation and Growth Council (BIG): www.bigcouncil.com. BIG is a membership organization and it's vision, supported by Inc. Magazine, is to create an intimate community of successful high growth entrepreneurs (targeting CEOS, founders and executive level in the Charlotte and regional areas) who share similar challenges; learn best practices for fast growth companies and benefit from a meaningful and rewarding peer to peer exchange. Events include expert speakers on raising capital, Angel Investors and social media strategies.

 

Interested in obtaining financing by Angel Investors? Call for free counseling from University of North Carolina at Charlotte Small Business and Technology Development Center. Counselors are available to meet with clients at the Charlotte Regional Center or at your business.  Meetings are scheduled by appointment by calling 704-548-1090 or 919-807-4533, 704-548-1090 x 3346.

 

Angel Investors, funded by the Kaufman Foundation is a program designed to help Angel Investors (high net worth value) with or without angel investment. Private seminars are offered for experienced or potential investors in a "protected environment" without solicitations from service providers and entrepreneurs looking for financing at many institutions.

 

Inception MicroAngel Fund (IMAF)-www.imafcharlotte.com is a member-managed angel capital fund. The fund seeks to involve a base of successful investors from a wide variety of professional fields. It enhances wealth creation of its members by investing dollars as well as time and relationships in early stage, high quality, and high growth companies in order that those companies achieve success. Please check into each IMAF to determine its specific location needs. IMAF Family of Seed Stage Funds effectively targets technology-based companies at their earliest stage of funding. The investment program coupled with extensive mentoring, counseling and education assists in guiding the company through successful development while positioning them to attract additional funding from larger angel and/or venture capital groups such as  Source Capital. The model is a committed, member-managed angel capital fund designed to take advantage of the growth in entrepreneurial activity and venture financing in North Carolina. IMAF Charlotte investing primarily in the North Carolina Research Campus and southern region of North Carolina. It is a part of North Carolina’s Family of Funds and seeks to invest both dollars and time in seed stage, high growth companies and spin outs from Duke University , UNC Chapel Hill, UNC Charlotte, UNC Greensboro and the greater Charlotte area.. IMAF Triad  invests in the Piedmont-Triad area of North Carolina from Wake Forest University, UNC Greensboro, NC School of the Arts, WSSU and N.C. A&T State University- www.imaftriad.com

 

BEFCOR- www.befcor.com is a nonprofit organization which markets, underwrites and services SBA 504 loans for owner-occupied businesses in N.C. We partner with private commercial lenders to finance up to 90% for commercial real estate and other fixed assets. Befcor was designed as a Certified Development Company (CDC) by the U.S. Small Business Administration. Call us for your commercial financial needs. 

 

Federal Level Resources

 

Need facts about your industry or community?  Want data on your target market?   Go to the Census for all kinds of factual data.  Census data can be used as a basis for analyzing business risks, identifying areas where your products and services are needed and making sure you are reaching the right communities in the right way. Bureau of the Census offers several guides to its site: search by A to Z subject headings, use a word search, select a state and county for quick facts, or use the "America Fact Finder" to create data tables and maps from the bureau's largest data sets. Please click on these links for business opportunities.  

 

The U.S. Department of Commerce  promotes the economic health of the nation by gathering information, facilitating the use of technology, and supporting U.S. competitiveness in the world marketplace. It is the parent agency for the Bureau of the Census, the Patent and Trademark Office, the Bureau of Export Administration, the Bureau of Economic Analysis, and the National Institute of Standards and Technology. The department’s Minority Business Development Agency provides business and management support to minority and disadvantaged Americans. Links enable you to choose the geographical area where you wish to do business and then locate local MBDA Centers and other minority business resources.

 

The U.S. Department of Labor has a "Laws & Regs" link to "Small Business Regulatory Compliance Assistance" and to a "Summary of Laws, Regulations and Technical Assistance" designed for use by small businesses but containing information useful to all employers and employees. The department's "Statistics & Data" link provides easy access to the "Bureau of Labor Statistics Data" site: click on "News Releases" to view the latest Consumer Price Index summary.

 

The Internal Revenue Service provides tax information to businesses of all sizes on what taxes to pay and how to pay them: Click on the "Small Business Corner" and then the link "Operating Your Business."

 

Score is a free mentoring service-www.score.org/ ."Counselors to America's Small Business" also has a website for women at www.score.org/women/site.These websites provide interactive tools, mentoring, workshops and articles that can help entrepreneurs achieve their business dreams. Visitors are encouraged to complete a simple registration form to take advantage of the full range of options.

 

The U.S. Business Advisor is a one-stop electronic link to all the information and services which government provides to the business community in the areas of business development, financial assistance, taxes, laws and regulations and workplace issues.
 

Federal Grants -The Department of Labor oversees grant programs focusing on the workforce needs of employers. To keep apprised of federal grant opportunities, go to www.grants.gov/.You can sign up for an e-mail alert announcing grant opportunities. You can also search by using such keywords as "workforce" or "training," or you can search by specific federal agency, such as the Department of Commerce. Training and development grants may also be available through the National Science Foundation and the Small Business Administration, among other groups.  

Business Resource Links  

Auctions

www.govdeals.com

 

Business Planning

Small Business Administration Business Startup Guide

Call the Chamber for free Financial and Business Planning Counseling at 704-633-4221 

Hop On The Bus Business Plan Competition

Palo Alto Software, free business plan samples and links  www.bplans.com

Small Business Guide www.toolkit.com/small_business_guide;

 

Credit

www.Annualcreditreport.com- free annual credit report of all three agencies once a year

Equifax

1-800-685-1111

equifax.com

Experian
1-888-397-3742
experian.com

TransUnion
1-800-916-8800

transunion.com

Consumer Protection Agency www.ftc.gov/bcp/consumer.shtm- Report inaccuracies on credit report including sample dispute letter

Credit Reports & Scoring  www.ftc.gov/bcp/menus/consumer/credit/reports.shtm

Scoring and payments ftc.gov/credit

 

Data

Business Statistics www.BIZSTATS.COM

NC Dept of Commerce www.bls.gov/

U.S. Census Bureau www.CENSUS.GOV

 

Economic Indicators

www.richmondfed.org/research/national_economy/national_economic_indicators/index.cfm

 

Employee Management

Employee Benefits Research Institute  www.ebri.org

Employment Laws- interactive advice & info on the latest regulatory laws www.dol.gov/elaws

Equal Employment Opportunity, Office of  www.gsa.gov/eeo

Hiring Toolkit HR Internet Guide

National Employee Benefits www.benefitslink.com

NC Labor Department

Occupational Information Network (O*Net) www.onetcenter.org

Occupational Information Network (Spanish Translation) www.onetcenter.org/db_spanish.html

 

Federal Agencies

www.secretary.state.nc.us/corporations/

Environmental Protection Agency  www.epa.gov

Federal Trade Commission  www.ftc.gov

National Climatic Data Center www.ncdc.noaa.gov

Small Business Administration www.sba.gov/

US Dept. of Commerce www.commerce.gov/

US Government Online Gateway www.fedworld.gov

US Securities & Exchange Commission  www.sec.gov

 

Financing/Funding/ Grants/ Loans

Business Innovation and Growth Council (BIG) www.bigcouncil.com

NC Commerce: Community Development Block Grants

The best federal consumer publications available Catalog

North Carolina Biotechnology Center www.ncbiotech.org

N. C. Rural Economic Development Center www.ncruralcenter.org/

Rowan County Incentives- call Rowan Works 704-637-5526

Thrive NC  www.thrivenc.com/incentives/financial

 

Location

Downtown Salisbury Inc. www.downtownsalisburync.com

Rowan Works-Salisbury-Rowan Economic Development Commission www.rowanworks.com

 

Manufacturing

Hoovers www.selectory.com

 

NC Agencies

Charlotte Regional Partnership www.charlotteusa.com

IBM Patent Server www.ibm.com/ibm/licensing

Institute of Government- summary of legislative bills by topic and NC leg. activity www.sog.unc.edu/

NC General Assembly www.ncga.state.nc.us

NC STEM www.ncstem.org

Patent Search System www.ibiblio.org/patents

Questions forum www.asktheinventors.com

US Patent & Trademark Office www.uspto.gov

 

Resources

Your online free counselor www.AskJim.biz

Chamber of Commerce Employee information www.cipe.org/vba

Hill Business Library www.bizinfolibrary.org

SME Toolkit www.smetoolkit.org/smetoolkit/en

 

Scam Reporting

National Fraud Information Center  www.fraud.org

Better Business Bureau www.bbb.org/

Domain name complaints www.internic.net

 

Tax

Score FREE 60-Second Guides

 

Trade Shows

Chamber's Business Show is in the spring each year, call for details 704-633-4221

Expoweb www.expoweb.com

 

Women & Minority

American Association of University Women (AAUW) www.aauw.org

League of  Women Voters www.lwv.org

National Association of Women Business Owners www.nawbo.org

National Foundation for Women Business Owners www.nfwbo.org/

Women's Social Network www.SavorTheSuccess.com

National Minority Suppliers Development Council www.nmsdcus.org
Women's Business Enterprise National Council www.wbenc.org

 

If you have found this page helpful, please give us your comments at info@rowanchamber.com

 

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